RBC Canadian Dividend GIF

June 30, 2010
Fund Manager Mgmt Exp. Ratio (MER)
RBC Life Insurance Company 2.55%
 

Underlying Fund Manager
RBC Asset Management Inc.

Underlying Portfolio Manager
Doug Raymond and Stuart Kedwell, CFA

Investment Category
Canadian Dividend and Income Equity

Current Underlying Fund
RBC Canadian Dividend

Investment Objective of the Underlying Fund
To achieve long-term total returns consisting of: -regular dividend income, which benefits from the preferential tax treatment given to dividend income; and -modest long-term capital growth. It invests primarily in common and preferred shares of major Canadian companies with above average dividend yields.

Top Holdings of the Underlying Fund
as at February 28, 2010
Royal Bank of Canada

8.80%

TD Bank

6.68%

Bank of Nova Scotia

4.78%

Manulife Financial

4.14%

Bank of Montreal

4.05%

Power Corp of Canada

3.22%

CIBC

3.20%

Brookfield Asset Management

2.89%

Enbridge Inc.

2.85%

Suncor Energy

2.62%

Total

43.23%
Overall Past Performance
The following line graph shows the growth of a hypothetical $10,000 investment in the fund.


Past Performance Information  
Year-by-Year Returns (%)
The following chart shows, in percentage terms, how much an investment made on January 1 in each year would have grown or decreased by December 31 in that year.

Compound Annual Returns as of June 30, 2010
 YTD1 Mo3 Mo1 Yr3 Yr5 Yr10 YrIncep.
RBC Canadian Dividend GIF-2.07%-3.47%-6.12%8.50%-4.28%---0.30% (09/06)
RBC Canadian Dividend (underlying fund)-1.68%-3.42%-5.93%9.35%-3.53%4.25%8.26%11.14% (01/93)
Portfolio of the Underlying Fund as of February 28, 2010

Equity Sectors of the Underlying Fund as of February 28, 2010

NB: The performance history of the underlying fund(s) have been included for reference purpose only. The performance of the segregated fund will always vary from that of the underlying fund due to timing differences between purchases/redemptions of both funds, and the higher costs of the segregated fund in terms of the guaranteed benefits and certain administrative costs which are exclusive to the segregated fund. Past performance is not indicative of future returns.