Manulife Balanced Fund

BALANCED

Code 5011

Volatility meter

Low (1) High (25)

VOLATILITY METER  4

Based on 3 year standard deviation of the Fund

UNDERLYING FUND –> Manulife Balanced Fund (Pension)

Objective Investing in a combination of stocks, bonds and short-term securities, this fund participates in a variety of markets with asset mix decisions left to an investment professional.

Managed by Manulife Financial

Fund managers CIBC Global Asset Management - Mgmt.Team, Jarislowsky Fraser - Mgmt. Team, Wellington Management Co. - Mgmt. Team, Mawer Investment - Mgmt Team and Franklin Templeton - Mgmt. Team

Inception date September 1986

Total assets N/A

Operating expenses (As at December 31)
Defined in Fund operating expenses section below

201320122011

In IMF

In IMF

In IMF

Top holdings within the underlying Fund
(As at September 30, 2014)

MLI Canadian Balanced (JF) 33.07%
MLI Canadian Bond (CIBC) 32.64%
MLI Canadian Equity (Mawer) 14.16%
MLI International Eq (Templeton) 9.81%
MLI US Equity (Wellington) 9.79%
MLI Q Core Canadian Eq (CC&L) 0.53%

How the underlying fund is invested


Historical gross returns

Gross rates of return are shown before investment management fees have been deducted. The solid area represents the gross returns of the Manulife Fund since its inception in September 1986.


* Only full calendar year returns are shown.


Overall past performance

This graph shows how a $10,000 investment in this fund would have changed in value over time, based on gross returns.


* For illustration purposes only. Includes mutual/pooled fund performance as indicated. Actual fund performance could be expected to vary.


Annual compound returns (As at October 31, 2014)

This table shows the historical annual compound total return of the Fund compared with the composite benchmark, as outlined in the Rate of return expectation below.
1-year 2-year 3-year 5-year Since inception Manulife inception date
MLI Balanced 11.49% 13.20% 11.38% 10.14% 7.74% Jun 1997
Blend: Manulife Balanced 9.78% 9.03% 7.99% 7.58% -

Rate of return expectation

Over the long term, the Fund strives to outperform a benchmark comprised of the
following:

• 45% FTSE TMX Universe Bond Index
• 35% S&P/TSX Total Return Index
• 15% MSCI World ($ Cdn)
• 5% FTSE TMX 91 Day Treasury Bills

Fund operating expenses

Manulife Segregated Funds may be structured as fund-on-fund(s) (invest into one or more underlying funds) or may be structured with no underlying fund. Some of the costs covered in operating expenses are the costs of operating and maintaining a fund, and include items such as legal, audit, trustee, custodial, and fund valuation fees. Operating expenses are incurred by the Segregated Fund and by the Underlying Fund (if applicable).

Manulife segregated fund operating expenses

Manulife does not specifically state the operating expenses of its segregated funds. Segregated Fund Operating Expenses may vary from year to year and are included in the Investment Management Fees.

Underlying fund operating expenses

Underlying Fund Operating Expenses are included in the Investment Management Fees and are not charged to the Fund.