Savings Account

Fixed Interest

FIXED INTEREST ACCOUNTS

VOLATILITY METER

Volatility Meter: 0

Based on 3 year standard deviation from Globefund.com

HOW THE SAVINGS ACCOUNT WORKS

Similar to a daily interest account at a bank or trust company, this account earns interest daily at the current rate for that account. While Manulife always guarantees the principal and interest, the interest rate may change at any time.

Volatility and Risk

This account has the lowest risk, lowest volatility and earns the lowest rate of interest over the long term. Consider this account as a short-term account while you decide on your long-term investment strategy. Once you have determined your investment strategy, you can transfer your funds at any time.

OVERALL PAST PERFORMANCE

This graph shows how a $10,000 investment in the DEX 91 Day Treasury Bill Index would have changed in value over time.


This illustrates the performance of the DEX 91 Day Treasury Bill Index only. Please note that the performance of the universal life account will be lower due to the universal life management fees.

INTEREST GUARANTEE

The effective annual interest rate for this account is set at least weekly and is guaranteed to be at least:

•90% of the then current yield on Government of Canada 91-day Treasury bills minus the guaranteed management fee, or

•0%,

whichever is greater

CREDITED INTEREST RATES AVAILABLE (as at July 29, 2010)

Interest Rate
Limited Pay UL (1.75%) 0.000%