Manulife Growth & Income Fund (Balanced)

Manulife Investments

VOLATILITY METER

Low (1) High (25)

Based on 3 year standard deviation from Globefund.com

Fund facts

Date of inception: August 2000
AUM: $49.7 million
MER: 2.39%

Fund Numbers*

FE: EPL594
DSC: EPL494
LL: EPL794

Portfolio Manager

Sub-advisor: SEAMARK Asset Management Ltd.
Fund manager: SEAMARK - Mgmt. Team

*Also available in Series F Series

Fund objectives and accomplishments

Focus on capital preservation - The Fund represents a balanced approach to capital preservation and long-term growth potential
Conservatively managed - The manager's fundamental bottom-up approach seeks to identify high quality mid- to large-cap companies at reasonable prices

How your money is managed

The Fund is managed with the objective of maximizing total return while maintaining safety of capital
The managers use fundamental, bottom-up analysis to choose individual securities
For the fixed-income portion, the team uses an interest rate anticipation approach, seeking to preserve capital and liquidity by investing in issues rated A or better by Dominion Bond Rating Service

How the fund is invested

How the fund is invested

■	Canadian Equity	39.05
■	United States Equity	17.45
■	International Equity	11.25
■	Bond	32.14
■	Other	0.10

Top Holdings	%
Province of Ontario 6.5%, 03/08/29	3.76
Canada Housing Trust 4.8%, 06/15/12	3.51
Royal Bank of Canada	2.54
TD Bank	1.90
Canada Housing Trust 3.15%, 06/15/14	1.87
Gov't of Canada 6.0%, 06/01/11	1.83
Province of Quebec 9.375%, 01/16/23	1.81
TD Bank 5.141%, 11/19/12	1.73
Royal Bank of Canada 5.06%, 07/17/13	1.72
Suncor Energy	1.69
Total	22.36

ANNUAL COMPOUND RETURNS (%)

	1 Year	3 Year	5 Year	10 Year	Since Inception
Manulife Growth & Income Fund	17.33	-2.54	2.25	-	2.39
Globe Canadian Eqt Balanced Peer Index	21.89	-2.20	2.82	4.54	-

Calendar year returns (%)

2009	2008	2007	2006	2005	2004	2003	2002	2001	2000
15.35	-16.21	-0.75	11.12	7.19	2.98	10.82	-6.84	3.73	-

Growth of a $10,000 investment

Growth of a $10,000 investment

For illustration purposes only

Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. The indicated rates of return are the historical annual compounded total returns including changes in share value and reinvestment of distributions and do not take into account sales, redemption, distribution or optional charges or income taxes payable by any security holder that would have reduced returns. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated. Manulife Investments is the brand name identifying the personal wealth management lines of business offered by The Manufacturers Life Insurance Company (Manulife Financial) and its subsidiaries in Canada. Manulife Funds, Manulife Corporate Classes and Manulife Simplicity Portfolios are managed by Manulife Mutual Funds, a division of Elliott & Page Limited. Manulife and the block design are registered service marks and trademarks of The Manufacturers Life Insurance Company and are used by it and its affiliates including Manulife Financial Corporation.

Source: CTVglobemedia Publishing Inc.